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Health Insurance is one of the nations top problem, the cost is rising for premiums, and many businesses just can not afford it.

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   As American's many of us have the luxury of health insurance, but far too many of us have to go without it.

This is something that always seems to brought up as a huge issue at congressional debates, but little is done about it.

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  "In 2002 there were 41 million people reported with out health insurance coverage, this is too many considering those people probably were sick at some point through out the year, and they couldn't afford treatment."